01Summary
Low risk — proceed| Check | Result |
|---|---|
| Identity | Verified |
| Credit report & score | Good |
| Sanctions, watchlists & PEP | Cleared |
| Law-enforcement notices | No match |
| Court, tribunal & eviction | No records |
What this report does not tell you: it does not assess protected characteristics, and it is not a decision. The decision to approve or decline remains the landlord's.
02Identity
Verified- Document
- Canadian passport
- OCR fields matched
- Name, DOB, document number, expiry
- Facial match
- 98.7% (face match)
- Liveness check
- Passed
- Tamper / replay
- None detected
- Result
- Verified
03Credit report & score
Good- Credit score
- 742
- Collections
- 0
- Utilization
- 21%
- Payment history
- 24 / 24 months on time
- Inquiries (12 mo)
- 1
- Bureau
- Licensed Canadian credit bureau partner
Tradelines
| Type | Opened | Limit / balance | Status |
|---|---|---|---|
| Credit card | Mar 2021 | $8,000 / $1,680 | Current |
| Auto loan | Jul 2022 | $22,400 / $9,150 | Current |
| Line of credit | Jan 2023 | $5,000 / $0 | Current |
| Credit card | Sep 2024 | $3,000 / $640 | Current |
04Sanctions, watchlists & PEP
Cleared| Source searched | Searched at |
|---|---|
| OSFI consolidated list | 12 Sep 2026, 14:07 ET |
| OFAC SDN list | 12 Sep 2026, 14:07 ET |
| UN Security Council consolidated list | 12 Sep 2026, 14:08 ET |
| PEP registers | 12 Sep 2026, 14:08 ET |
- Potential matches
- 0
- Result
- Cleared
05Law-enforcement notices
No match| Source searched | Searched at | Result |
|---|---|---|
| Interpol Red Notices | 12 Sep 2026, 14:08 ET | No match |
| FBI wanted list | 12 Sep 2026, 14:08 ET | No match |
06Court, tribunal & eviction
No records| Source searched | Searched at | Records found |
|---|---|---|
| Landlord and Tenant Board (Ontario) decisions | 12 Sep 2026, 14:09 ET | 0 |
| CanLII | 12 Sep 2026, 14:09 ET | 0 |
| SOQUIJ (Quebec) | 12 Sep 2026, 14:09 ET | 0 |
Coverage: Ontario tribunal decisions from their publication date onward; other provinces as published; US county and national eviction coverage is stated per state on every report.
07Enhanced criminal record check
Not includedThe Verify Pro package does not include the enhanced criminal record check. It's part of the Complete package, or available as an add-on before you send the invite. Here is what it shows when it's ordered.
| Outcome | What the report shows (RCMP wording) |
|---|---|
| Clear | “No criminal conviction record found.” |
| Possible match | “A record may or may not exist.” Fingerprint-certified disclosure available to confirm. |
Search: the RCMP's national repository (CPIC), through an accredited partner. US applicants: national criminal and sex-offender registry search, itemized the same way.
08Adverse-action / decline notice
Included with every reportIf a landlord declines an applicant because of anything in this report, this is the adverse-action notice text the report gives them. It's pre-drafted — only the brackets need filling in.
Notice of adverse action
[Applicant name] — following a request from [landlord / property manager name] dated [date], your application to rent [property address] was declined in whole or in part because of information in a tenant-screening report prepared by RentKey.
You have the right to request a free copy of that report from RentKey within 60 days, and to dispute the accuracy or completeness of anything in it. [US applicants: this notice and these rights are provided under the Fair Credit Reporting Act, including your right to a free report and to dispute inaccurate information with the consumer-reporting agency named above.]
Canadian practice: PIPEDA and provincial privacy law don't prescribe this exact wording, but they give applicants the right to know what was collected and to challenge it — sending this notice satisfies that, wherever the tenancy is. In the United States, the FCRA requires it whenever a decision relies even partly on the report.
09Consent & disclosures
Logged| Time (ET) | What happened |
|---|---|
| 12 Sep 2026, 14:02 | Applicant viewed the disclosure: who is requesting the report, what will be checked, and why. |
| 12 Sep 2026, 14:02 | Applicant consented to identity verification, credit check, sanctions and watchlist screening, law-enforcement notice search, and court/eviction record search. |
| 12 Sep 2026, 14:03 | Applicant acknowledged that a SIN was optional and chose not to provide one. |
| 12 Sep 2026, 14:13 | Report generated; consent record sealed with the report. |
Retention: this report and its consent record are kept for the retention window Northway Property Management has set on its account, then deleted from RentKey's systems.
10Report integrity
Signed- Generated
- 12 Sep 2026, 14:13:02 ET
- Report hash (SHA-256)
- 4b1e…9d27 (fictional)
- Share link expires
- 26 Sep 2026, 14:13 ET
- Verify this report
- Compare the hash shown when you open the link to the one above